Today's Ratesheet

UNDERWRITING STATUS AS OF 03/2/2010: Conforming submissions - (48 hours); FHA submissions - (48-72 hours); FHA Streamline submissions must be submitted by 3/11/2010 to close by March 30th. We no longer allow to close for end of the month.

Submission Highlights
The new submission forms are available under "Resources" and must be used for your loan applications dated on or after January 1/1/2010.

Approved States
AZ, CA, CO, HI, NV, OR, UT, and WA

Conforming Programs
$75,000 to Conforming Loan Limits
Streamline Approval
DTI is max at 45-50% with AUS Approval
JMAC Conforming - revision 3/1/10
DU Refi Plus - revision 11/15/09
JMAC High Balance - revision 3/1/10


Non-Conforming Programs
Non-Conforming up to $2 Million
Del Mar Jumbo - revision 12/21/09


FHA Programs
Minimum loan amount is $75,000
FHA Loan (min fico 640) - revised 10/30/09