Today's Ratesheet

UNDERWRITING STATUS AS OF 07/12/2010: Conforming submissions - (48-72 hours); FHA submissions - (48-72 hours); FHA Streamline submissions must be submitted by 7/12/2010 to close by July29th. We no longer allow to close for end of the month.

Submission Highlights
The new submission forms are available under "Resources" and must be used for your loan applications dated on or after January 1/1/2010.

Approved States
AZ, CA, CO, HI, NV, OR, UT, and WA

Conforming Programs
$75,000 to Conforming Loan Limits
Streamline Approval
DTI is max at 55% with AUS Approval
JMAC Conforming - revision 7/12/10
DU Refi Plus - revision 11/15/09
JMAC High Balance - revision 5/05/10


Non-Conforming Programs
Non-Conforming up to $2 Million
Effective Immedidately: No longer offering Interest Only products
Del Mar Jumbo - revision 05/12/2010
Del Mar Jumbo Checklist - revision 04/07/10


FHA Programs
Minimum loan amount is $75,000
FHA Loan (min fico 640) - revised 5/05/10