Programs

JMAC Lending is dedicated to providing an array of product solutions to help facilitate your mortage needs.

APPROVED STATES: AZ, CA, ID, NV, OR, WA

CONFORMING PROGRAMS
$75,000 to Conforming Loan Limits
DTI is max at 50% with AUS Approval
Conforming Loan Limits 2011
Conforming Overlay (last updated 4/5/2011)
Conforming (last updated 11/1/2011)
DU Refi Plus (last updated 11/11/2011)
Fannie Mae High Balance  (last updated 11/1/2011)
Freddie Mac High Balance  (last updated 9/15/2011)
Homepath(Conforming and High Balance) (last updated 7/11/2011)
Form 10 (Required with Homepath submission)

NON-CONFORMING PROGRAMS
Non-Conforming up to $2Million
Minimum loan amount is $417,100.00
Del Mar Jumbo (last updated 10/25/2011)
Del Mar Jumbo Checklist (last updated 10/10/2011)

FHA PROGRAMS
Minimum Loan Amount is $75,000.00
Minimum Fico score is 640
Maximum DTI up to 55% subject to AUS for standard conforming
JMAC Government Overlay (last updated 4/14/2011)
JMAC FHA Matrix (last updated 10/24/2011)
FHA Streamline Net Tangible Worksheet – (Excel format, new 7/11/2011)
FHA Streamline Refi Worksheet(Excel format, new 10/11/2011)
Access to HUD Mortgagee Letters
Access to LDP Search
Access to GSA Search
Access to Create CAIVRS