• November 2018
  • Nov 14, 2018 California Wildfires Update Nov 14, 2018
• October 2018
  • Oct 14, 2018 SUNSET DSCR Guideline Updates Oct 14, 2018
  • Oct 14, 2018 LAGUNA Guideline Updates Oct 14, 2018
  • Oct 14, 2018 ZUMA NON-QM Guideline Updates Oct 14, 2018
  • Oct 12, 2018 FEMA Disaster Declaration for Homes Affected by Hurricane Michael Oct 12, 2018
• September 2018
  • Sep 19, 2018 FEMA Disaster Declaration for Homes Affected by Hurricane Florence Sep 19, 2018
• July 2018
  • Jul 17, 2018 Introducing ZUMA: The Ultimate Non-QM Program Jul 17, 2018
  • Jul 17, 2018 Al Gruzdis Joins JMAC Lending as Regional Sales Manager Jul 17, 2018
  • Jul 17, 2018 Updates to Venice Guidelines Jul 17, 2018
  • Jul 17, 2018 Limited Reviews on Investment Property Condos Now Permitted by FNMA Jul 17, 2018
  • Jul 16, 2018 New AMC Added to Mercury Lineup Jul 16, 2018
• June 2018
  • Jun 18, 2018 New AMC Added to Mercury Lineup Jun 18, 2018
  • Jun 13, 2018 AMC Service Complaints Jun 13, 2018
  • Jun 13, 2018 Dry & Wet Funding Policy Jun 13, 2018
  • Jun 7, 2018 Sunset Guidelines Update Jun 7, 2018
  • Jun 6, 2018 Correspondent Collateral Packages Jun 6, 2018
  • Jun 5, 2018 Updated Estimated Appraisal Fees Jun 5, 2018
  • Jun 5, 2018 Appraisal Turn Times Update Jun 5, 2018
  • Jun 5, 2018 LCI Appraisal Fee Sheet Jun 5, 2018
  • Jun 5, 2018 Updated Appraisal Order Form Jun 5, 2018
  • Jun 1, 2018 New AMC Available June 1 Jun 1, 2018
• May 2018
  • May 31, 2018 Updated COC Form May 31, 2018
  • May 30, 2018 Laguna Guidelines Update May 30, 2018
  • May 23, 2018 Memorial Day Schedule May 23, 2018
  • May 18, 2018 Impound Schedule Update May 18, 2018
  • May 18, 2018 Jumbo Product Comparison Update May 18, 2018
  • May 18, 2018 Sunset Guidelines Update May 18, 2018
  • May 16, 2018 Home Possible Guidelines Update May 16, 2018
  • May 16, 2018 Freddie Mac Conforming & High Balance Guidelines Update May 16, 2018
  • May 16, 2018 Fannie Mae Conforming & High Balance Guidelines Update May 16, 2018
  • May 16, 2018 Home Ready Guidelines Update May 16, 2018
  • May 15, 2018 Credit Policy Update May 15, 2018
  • May 14, 2018 Newport Guidelines Update May 14, 2018
  • May 7, 2018 Malibu Guidelines Update May 7, 2018
  • May 7, 2018 Appraisal Turn Times May 7, 2018
  • May 4, 2018 Newport Guidelines Update May 4, 2018
  • May 3, 2018 VA Appraisal Order Process May 3, 2018
  • May 2, 2018 Laguna Value-Based Median Home Price Classification List May 2, 2018
  • May 1, 2018 Estimated Appraisal Fees Update May 1, 2018
• April 2018
  • Apr 30, 2018 Appraisal Order Form Update Apr 30, 2018
  • Apr 30, 2018 Doc Order Form Update Apr 30, 2018
  • Apr 30, 2018 VA Appraisal Fee Acknowledgement Form Update Apr 30, 2018
  • Apr 24, 2018 Fannie Mae Conforming & High Balance Guidelines Update Apr 24, 2018
  • Apr 24, 2018 Freddie Mac Conforming & High Balance Guidelines Update Apr 24, 2018
  • Apr 24, 2018 Home Ready Guidelines Update Apr 24, 2018
  • Apr 24, 2018 Home Possible Guidelines Update Apr 24, 2018
  • Apr 23, 2018 Malibu Guidelines Update Apr 23, 2018
  • Apr 23, 2018 DVS Fee Sheet Update Apr 23, 2018
  • Apr 19, 2018 Appraisal Turn Times Apr 19, 2018
  • Apr 17, 2018 Laguna Guidelines Update Apr 17, 2018
  • Apr 16, 2018 Open Access Guidelines Update Apr 16, 2018
  • Apr 16, 2018 DU Refi Plus Guidelines Update Apr 16, 2018
  • Apr 16, 2018 JMAC Closed-End Second Lien Guidelines Update Apr 16, 2018
  • Apr 16, 2018 Home Possible Guidelines Update Apr 16, 2018
  • Apr 16, 2018 Freddie Mac Conforming & High Balance Guidelines Update Apr 16, 2018
  • Apr 16, 2018 Fannie Mae Conforming & High Balance Guidelines Update Apr 16, 2018
  • Apr 16, 2018 Home Ready Guidelines Update Apr 16, 2018
  • Apr 12, 2018 Technology Update: Brokers Can Now Request a CoC Task Throughout the Life of a Loan Apr 12, 2018
  • Apr 10, 2018 Laguna Guidelines Update Apr 10, 2018
  • Apr 6, 2018 Important Fee Change Effective May 1, 2018 Apr 6, 2018
  • Apr 4, 2018 Venice Guidelines Update Apr 4, 2018
  • Apr 4, 2018 Sunset Non-Agency Guidelines Update Apr 4, 2018
• March 2018
  • Mar 29, 2018 Update to Closing Package Upload Page Mar 29, 2018
  • Mar 27, 2018 2017 Tax Returns, Extensions and Transcripts Cutoff Dates Mar 27, 2018
  • Mar 26, 2018 Sunset Non-QM Points & Fees Change Mar 26, 2018
  • Mar 26, 2018 New Attorney Fees for Loans Originated in Texas Mar 26, 2018
  • Mar 23, 2018 New Rate Lock Policy Mar 23, 2018
  • Mar 20, 2018 Venice Guidelines Update Mar 20, 2018
  • Mar 20, 2018 Laguna Guidelines Update Mar 20, 2018
  • Mar 20, 2018 Appraisal Turn Times Mar 20, 2018
  • Mar 16, 2018 Newport Guidelines Update Mar 16, 2018
• February 2018
  • Feb 28, 2018 Limited Review Condominium Questionnaire Feb 28, 2018
  • Feb 26, 2018 Freddie Mac Conforming & High Balance Guidelines Update Feb 26, 2018
  • Feb 26, 2018 Fannie Mae Conforming & High Balance Guidelines Update Feb 26, 2018
  • Feb 26, 2018 Home Possible Guidelines Update Feb 26, 2018
  • Feb 26, 2018 HomeReady Guidelines Update Feb 26, 2018
  • Feb 26, 2018 Open Access LP Guidelines Update Feb 26, 2018
  • Feb 26, 2018 DU Refi Plus Guidelines Update Feb 26, 2018
  • Feb 23, 2018 HVCC Appraisal Fees Feb 23, 2018
  • Feb 21, 2018 DVS Appraisal Fees Feb 21, 2018
  • Feb 13, 2018 Important Information on Closing Disclosures Feb 13, 2018
• January 2018
  • Jan 17, 2018 FEMA Disaster Declaration Update for California Wildfires – 4353 Jan 17, 2018
• November 2017
  • Nov 28, 2017 Holiday Hours Nov 28, 2017
  • Nov 15, 2017 Thanksgiving Holiday Hours Nov 15, 2017
  • Nov 6, 2017 California Disaster Update Nov 6, 2017
  • Nov 1, 2017 Loan Number Update Nov 1, 2017
• October 2017
  • Oct 27, 2017 Federal Disaster Area Requirements Lifted for Orange County Oct 27, 2017
  • Oct 17, 2017 Enhancing the JMAC Experience Oct 17, 2017
  • Oct 16, 2017 California Wildfire Disaster Announcement Oct 16, 2017
• September 2017
  • Sep 26, 2017 Hurricane Disaster Announcement Sep 26, 2017
• August 2017
  • Aug 28, 2017 Labor Day Schedule Aug 28, 2017
  • Aug 22, 2017 Home Affordable Refinance Aug 22, 2017
  • Aug 22, 2017 Student Loan Cash Out Program Aug 22, 2017
  • Aug 8, 2017 New AMC Added to Mercury Appraisals System Aug 8, 2017
  • Aug 2, 2017 Credit Reports - Jumbo & Non-Agency Loans Aug 2, 2017
• July 2017
  • Jul 31, 2017 Uniform Closing Dataset (UCD) Requirements | Conventional Conforming Loans – Effective September 25, 2017 Jul 31, 2017
  • Jul 11, 2017 Tax Update to Newport Guidelines Jul 11, 2017
  • Jul 7, 2017 Changes to Correspondent Credit Reports Jul 7, 2017
  • Jul 5, 2017 SSA-89 Form Update Jul 5, 2017
• June 2017
  • Jun 30, 2017 FHA Case Number Bulletin Jun 30, 2017
  • Jun 26, 2017 Independence Day Schedule Jun 26, 2017
  • Jun 14, 2017 Manhattan Updates Effective for Loans Registered On or After 06/15/17 - REVISED Jun 14, 2017
  • Jun 9, 2017 Newport and Home Possible Guidelines Update Jun 9, 2017
  • Jun 5, 2017 New Automated Initial Disclosures Generator Jun 5, 2017
  • Jun 1, 2017 AMC Appraisal Fees Jun 1, 2017
• May 2017
  • May 31, 2017 Manhattan Updates Effective for Loans Registered
    On or After 6/15/2017 May 31, 2017
  • May 30, 2017 Joint Credit Report May 30, 2017
  • May 30, 2017 Revised Credit Policy May 30, 2017
  • May 22, 2017 Memorial Day Schedule May 22, 2017
• April 2017
  • Apr 27, 2017 Loan-Level Price Adjustments for May 1 Apr 27, 2017
• March 2017
  • Mar 28, 2017 JMAC Lending Now Licensed in Ohio Mar 28, 2017
  • Mar 21, 2017 New AMC Added to Mercury Appraisals System Mar 21, 2017
  • Mar 20, 2017 JMAC Lending Now Licensed in North Carolina Mar 20, 2017
• February 2017
  • Feb 23, 2017 FEMA Disaster Declaration Approved for 34 California Counties Feb 23, 2017
  • Feb 21, 2017 Broker Compensation Change Request Form Update Feb 21, 2017
  • Feb 15, 2017 JMAC Implements Digital Loan Processing Feb 15, 2017
  • Feb 14, 2017 President's Day Schedule Feb 14, 2017
  • Feb 10, 2017 Wholesale Lending Update: Third Party Processing - Updated Feb 10, 2017
  • Feb 10, 2017 New Updates to the Broker Portal Feb 10, 2017
• January 2017
  • Jan 27, 2017 New Disaster Area Declared in Georgia Jan 27, 2017
  • Jan 20, 2017 HUD Suspends FHA Mortgage Insurance Premium Cut Jan 20, 2017
  • Jan 12, 2017 Martin Luther King's Day Schedule Jan 12, 2017
  • Jan 6, 2017 Annual Client Recertification 2017 Jan 6, 2017
  • Jan 3, 2017 Changes to FHA and VA Approval Matrices Jan 3, 2017
  • Jan 3, 2017 Mercury Appraisal Announcement Jan 3, 2017
• December 2016
  • Dec 29, 2016 MLO Renewal Information Dec 29, 2016
  • Dec 22, 2016 Christmas and New Year's Day Schedule Dec 22, 2016
  • Dec 6, 2016 2017 Loan Limits- FNMA/FHLMC Dec 6, 2016
• November 2016
  • Nov 29, 2016 No Fee For Property Inspection Waivers Beginning January 1, 2017 Nov 29, 2016
  • Nov 29, 2016 FHFA Increases Conforming Loan Limits Nov 29, 2016
  • Nov 23, 2016 2017 Holiday Calendar and Rescission Schedule Nov 23, 2016
  • Nov 18, 2016 Thanksgiving Schedule Nov 18, 2016
  • Nov 7, 2016 Electronic Branch Application Nov 7, 2016
  • Nov 7, 2016 Veteran's Day Schedule Nov 7, 2016
  • Nov 1, 2016 Compensation Plan Update Nov 1, 2016
• October 2016
  • Oct 31, 2016 Notice of Relocation Oct 31, 2016
  • Oct 10, 2016 Hurricane Matthew Updates Oct 10, 2016
  • Oct 6, 2016 JMAC Lending Columbus Day Schedule Oct 6, 2016
  • Oct 4, 2016 Wholesale Lending Update: Third Party Processing Oct 4, 2016
• September 2016
  • Sep 28, 2016 Current Issues in Appraisal Ordering Sep 28, 2016
  • Sep 1, 2016 JMAC Closed Labor Day Sep 1, 2016
• August 2016
  • Aug 31, 2016 Borrower-Paid Originations No Longer Permitted on VA Loans Aug 31, 2016
  • Aug 15, 2016 Appraisal Ordering Policy Update Aug 15, 2016
  • Aug 12, 2016 Manhattan Jumbo Program Changes Aug 12, 2016
  • Aug 5, 2016 DVS to Update Appraisal Fees Effective 8/15/16 Aug 5, 2016
• July 2016
  • Jul 26, 2016 Correspondent Notice of Credit Denial Policy Update Jul 26, 2016
• June 2016
  • Jun 24, 2016 JMAC Closed for 4th of July Jun 24, 2016
  • Jun 16, 2016 Doc Order Form Updated Jun 16, 2016
  • Jun 6, 2016 JMAC Adverse Action Policy Jun 6, 2016
• May 2016
  • May 20, 2016 Closed for Memorial Holiday May 20, 2016
  • May 12, 2016 Sonoma Investment Suspended May 12, 2016
  • May 9, 2016 NAN added to the list of eligible AMCs May 9, 2016
  • May 4, 2016 Belmont Program Returns May 4, 2016
  • May 2, 2016 Quality Control Process on Loans with JMAC Lending May 2, 2016
• April 2016
  • Apr 27, 2016 Belmont Program Suspended Effective 4.26.16 Apr 27, 2016
  • Apr 20, 2016 Updates to the Broker Portal Apr 20, 2016
  • Apr 20, 2016 Updates to the Correspondent Portal Apr 20, 2016
  • Apr 11, 2016 Malibu Fixed and ARM Discontinued Apr 11, 2016
• March 2016
  • Mar 22, 2016 No Rate Locking on 3.25.16 Mar 22, 2016
• November 2015
  • Nov 25, 2015 FNMA Releases DU Version 9.3 Nov 25, 2015
• August 2015
  • Aug 12, 2015 JMAC Net Tangible Benefit Policy Aug 12, 2015
• July 2015
  • Jul 27, 2015 Principal Reduction Procedures Jul 27, 2015
• May 2015
  • May 11, 2015 2014 Tax Return Validation May 11, 2015
  • May 11, 2015 Belmont Program May 11, 2015
  • May 11, 2015 How To Close Your FHA Streamline Refinances and VA IRRRL Timely May 11, 2015
• March 2015
  • Mar 5, 2015 LTV Increased for Conforming Freddie Mac LP matrix on ARM products Mar 5, 2015
• April 2014
  • Apr 1, 2014 Certificate of ePurchase Agreement no longer required Apr 1, 2014
• March 2014
  • Mar 1, 2014 Expiration of FHA's Property Flipping Waiver per FHA Info Mar 1, 2014
• February 2014
  • Feb 1, 2014 Delayed Financing & Continuity of Obligation Eligibility Requirements Feb 1, 2014
• January 2014
  • Jan 1, 2014 Changes to DU 9.1 with regards to short sales/deed-in-lieu/pre-foreclosure and Charge-Off (on mortgage accounts) Jan 1, 2014