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California Wildfires Update

The Federal Emergency Management Agency (FEMA) issued a Major Disaster Declaration for the state of California due to Wildfires. JMAC will grant a 3-day lock extension for all loans currently in an impacted area. JMAC will suspend funding’s for all FHA Transactions in Los Angeles, Ventura and Butte counties until an end date or waiver have been granted. For Conventional and Non-Conforming loans, below are the zip codes impacted where a disaster area inspection report (CDAIR) is required or a 1004D in Los Angeles and Ventura counties: 90265, 91301, 91302, 91307, 91320, 91361, 91362, 91377, 93012, 93033, 93065

All of Butte county requires a disaster area inspection report (CDAIR) is required or a 1004D.