Questions? Feedback? powered by Olark live chat software

conforming Loan Products

fannie mae conforming/high-balance (FNMA)


•  Up to 97% financing
•  100% of down payment and closing costs may be gifted
•  No credit score required subject to AUS on standard conforming loan limits
•  Up to 10 financed properties
•  Appraisal transferred allowed on standard conforming loan limits


home ready

Home Ready is an affordable low-down-payment mortgage product designed for creditworthy low- to moderate-income borrowers.

•  Low down payment – up to 97% LTV financing for home purchases
•  No first-time buyer requirement
•  Flexible sources of funds with no minimum contribution from the borrower’s          own funds (one-unit properties)
•  No income limit; low-income census tracts
•  Competitive pricing meets or beats Fannie Mae’s standard loan pricing
•  Rental and boarder income may be considered for qualifying
•  Expanded DTI ratio when using addl. household income from non-borrowers
•  Cancellable private mortgage insurance