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LAGUNA JUMBO NON-AGENCY. BIG FEATURES.

  • Aggressive pricing on fixed and ARM programs

  • $453,101 Minimum Loan Amount

  • 85% LTV with no MI (Purchase only)

  • 80% LTV/CLTV up to $2M min. w/700 FICO

  • 70% LTV/CLTV up to $3M min. w/700 FICO

  • Exception up to $5M

  • Rate reduction of .250 for ACH payment (any bank)

  • Exception on tradelines requirement (call for more info)

  • 100% of the down payment from gift funds

  • Permanent and Non-Permanent Residents

  • Investment property to $2M

  • Delegate to $1.5M Owner-Occupied

  • First-Time Homebuyers allowed