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MALIBU JUMBO RESOURCE GUIDE

The Malibu program is an innovative jumbo lending option with consistently aggressive pricing on purchase. 

BEST SUITED FOR:

  • Borrowers looking for loan amounts below typical jumbo starting amounts

  • Second-home buyers and investment properties

  • Borrowers looking to pay off PACE-HERO loans as a rate/term transaction

LOAN FEATURES:

  • Loan amounts: From $424,101 to $3M

  • FICOS from 680

  • 90% LTV up to $1.5M on purchase with no MI

  • Interest-Only up to 75% LTV for owner occupied

  • Pay off PACE-HEROs as Rate/Term up to 80% LTV, max. $2M

  • 1- to 4-unit properties for owner occupied

  • Gift funds allowed on owner-occupied transactions after 5% from own funds

  • 6 months PITIA reserves required up to $1M, 80% LTV

  • Non-permanent and permanent residents


MALIBU RESOURCES


 CONTACT US - WE'RE HERE TO HELP

Our expert Senior Account Executives provide clear communication and attentive guidance to help you select the right product and work quickly to close your Non-QM loans. 

CAN'T WAIT - GIVE US A CALL

844.888.JMAC (5622)
sales@JMACLending.com

LET'S TALK BUSINESS