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Non-QM Rate Reduction Final 2-1.jpg

Spring Homebuying Special - Extended to June 30

Get a .250% Rate Improvement on Zuma Non-QM and Sunset Investment (DSCR)

Take advantage today. Good for new loans locked April 29 to June 30.*

Purchase and Refinance.

Take advantage of this incredible opportunity. Our popular ZUMA Non-QM is prefect for alternative situations and credit-challenged borrowers. Our Sunset Investment (DSCR) is the ultimate investor program.

Have a look at some of the program highlights:


  • $100K to $5M

  • One or two-years full doc

  • 2, 12 or 24-months bank statements with a P&L or Expense Ratio option

  • Asset depletion can be combined with full doc

  • Written verification of employment (WVOE)

  • No seasoning on settled derogatory credit, such as deed-in-lieu, BK, FC and SS

  • 5/1 & 7/1 ARM, 15 & 30-year fixed, with 30 & 40-year Interest Only


  • $75K to $5M loan amount

  • Qualify on Rental Cash-Flow Only

  • No Income & No Employment = No Ratio

  • No reserve required for loan amount <= $1.5M and LTV <= 75%

  • Negative cash-flow allowed for loan amount >= $150K

  • Cash-out can be used for reserve

  • Unlimited properties owned/financed

  • Non-Permanent and Foreign Nationals


Our expert Senior Account Executives are just a click or call away to provide clear communication and attentive guidance to help you select the right product and work quickly to close your Non-QM loans. 

Speak to your AE or consult the Daily Rate Sheet for daily pricing updates.
*Subject to restrictions and Max Rate price. This offer is for a limited time and may cancel without notice. **Rate and price will vary on a daily basis and are subject to change without notice.