ZUMA NON-QM MAKE WAVES with Non-QM Alternatives to $3M
Perfect for your "Just Miss" borrowers: Those borrowers who do not fit conventional or jumbo underwriting guidelines. Plus self-employed borrowers.
15-Year and 30-Year fixed and SOFR ARMs: 5/6 and 7/6. Interest-Only options: 30-year fixed and 40-year fixed, SOFR ARMs 5/6 and 7/6.
Reserves are only required on the subject property. Cash-out can be used to meet reserves.
ZUMA PRIME FULL: Full-doc qualification with credit events seasoned for 4 years
ZUMA PRIME ALT DOC: 12 & 24-months bank statements, 12 & 24 Months P&L, 1099, WVOE, and Asset Depletion with credit events seasoned for 4 years
ZUMA CREDIT FLEX FULL: Full-Doc qualifications with credit events seasoned for 1 year
ZUMA CREDIT FLEX: 12 & 24-months Bank statements, 12 & 24 Months P&L, 1099, and WVOE qualifications with credit events seasoned for 1 year
ZUMA NON-QM BANK STATEMENTS CALCULATOR
LET US REVIEW PERSONAL OR BUSINESS BANK STATEMENTS
For JMAC Approved and Active Brokers. Consult your AE with any questions.