VA and IRRRL Loans
Solutions For Those Who Protect and Serve
Happy New Year 2014!
Wishing you Health and Prosperity.
Welcome to JMAC Lending
Brokers - Apply Now!
Become part of the JMAC Team and receive excellent customer service, competitive rates, and quick turnaround times! Click on the image to apply today.
Manhattan, Laguna & Pacific Jumbo Loans
Manhattan Jumbo loans up to $2.5 million are now being offered. Click on the image for product details.
Recruitment for ASM, Sales & Account Executives
Please contact our HR, Lily Lefeber, at lily.lefeber@jmaclending.com
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JMAC Lending

Your Single Point for Solutions


Portfolio Imperial ARM Product – Alternate Document for Self-Employed Borrowers

Key feature of the product:

·         Alternative Documents for Self Employed Borrowers * additional add-on to fee
·         Interest Only Available *additional add-on to fee
·         5/1 Qualification on the greater of the introductory rate or fully-index rate
·         Short Sale and Foreclosure requires only 1 year seasoning *additional add-on to fee
·         Flipped Property Allowed
·         No title seasoning for cash out transaction
·         Loan amount up to $1.0 Million up to 55%LTV/CLTV
·         Loan amount up to $2.5 Million up to 50%LTV/CLTV
·         Cash out up to $2.5 Million up to 50%LTV/CLTV
·         Maximum DTI up to 43% **up to 50% with strong compensating factors
·         Primary Residence, Second Homes and Investment Properties
·         Minimum Credit Score 620
·         SFR, Condo, 2-4 Units
·         No add-on to fee for fico score, loan amount, refinance type, or occupancy.


JMAC Lending Innovates with Launch of LendingQB Platform

JMAC Lending is proud to announce that they have successfully implemented LendingQB’s web-based, end-to-end mortgage lending platform.  JMAC Lending is one of the first lenders to adopt LendingQB’s Lean Lending TM methodology, providing a comprehensive technology service to their Broker customers.   “We now offer the best technology in the industry to our brokers that will dramatically improve their productivity and funding cycle times, which is mission critical for a growing purchase money market”, said Christina Pham, president and CEO of JMAC Lending.  “We spent over six months evaluating over a dozen platforms and finally selected LendingQB. It was selected for providing a web-based, natively built platform with robust underwriting and document management capabilities. LendingQB had the best customer service and deployment track record in the industry.”

JMAC Lending worked with the LendingQB team to build a customized platform with many unique features that will enhance the customers’ experience and provide an efficient loan origination process.   Customers trained on the platform were impressed with the comprehensive pricing engine and automated underwriting capability because it eliminates much of the guess work related to lender conditions and improves approval cycle times.  Customers were also excited to have the ability to save different loan scenarios, rate, and programs, including pricing and fees, and generate a side-by-side comparison format that can be e-mailed to their borrowers.

“JMAC Lending is a very innovative organization dedicated to smart growth,” said Binh Dang, president of LendingQB.  “You can tell a lot about a mortgage lender when you work with them to implement their LOS platform, and JMAC Lending is one of the most innovative, organized lenders I have had the pleasure of working with”, said Dang.  “They have identified several innovative enhancements that we prioritized to the top of development queue and their roll-out and training approach for adoption of the LendingQB platform is best in class”.

Visit the new site HERE


Starting on Monday, we will be releasing our new, improved broker portal 2.0 and the last day to submit under our current portal is this Sunday. All loans submitted in the old portal need to be closed out by June 30th, 2014 or they will need to be transitioned over to the new LOS. There are some very important changes that you will need to be aware of when registering and submitting. If you have not attended our training webinar, please register at the following link: http://www.jmaclending.com/event-schedule/ We are offering the training daily from 10AM – 11AM.

If your company has not received credentials to our new LOS, please have your portal administrator or the office primary contact email clientsupport@jmaclending.com

The administrator can find instructions on adding users from our training site. You can also find our User Manuals & Guides and YouTube Video Tutorial series at the same link: http://www.jmaclending.com/training/

Thanks again for using JMAC Lending. We truly appreciate your patronage and look forward to our continued partnership.