Growth Begins Here

From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve a better lending experience.

Our goal is to deliver unique and innovative products, exceptional service and support, superior pricing, and a loyal commitment to helping our partners grow their business. The core of our culture and business approach is to Go Beyond Current market options, service, and support to be the go-to lender of choice for our clients and partners. 

  • Exceptional Client Service + Support

  • Cutting-Edge Technology

  • Partner-focused approach

  • Superior Pricing

  • Fannie Mae, Freddie Mac Approved Seller/Servicer

  • Proven leader with 25 years in business

Join JMAC as a Wholesale Partner

Click below to complete our wholesale broker application and put our fast turn times, superior client service, cutting-edge technology and exclusive products to work for you.

Additional Forms for Approved Wholesale Clients Only

Product Approval Application

Join JMAC as a Correspondent Lender

JMAC’s innovative products, financial strength, deep industry knowledge and experience, and common-sense underwriting will keep you competitive and fearless in every market. It’s time to Lend Better

  • 5 Jumbo loans - fixed and ARMs - that beat bank pricing

  • Non-QM loans - Investor DSCR, bank statements, full doc, 1099

  • Fannie and Freddie conforming

  • Warehouse solutions that include 100% advance rates for Jumbo

  • Ease of underwriting - talk directly to the underwriter

  • A la carte fulfillment solutions to create a variable cost model

  • Manufactured Homes, Condo Hotels on Non-QM, Foreign Nationals

  • ADU Income for California Properties

  • Staying power - 25 years in business and growing

  • Seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae

Correspondent Application Interest Form

CORRESPONDENT MINIMUM REQUIREMENTS

  • Be a duly organized, valid entity and in good standing under the laws of the jurisdiction of incorporation.

  • Must possess and maintain all licenses necessary to conduct business in each jurisdiction in which loans are originated.

  • Tangible Net Worth of $150,000 for Non-Delegated Authority.

  • Maintain E&O insurance and a fidelity bond in a form and with an insurance carrier that is AM Best Rated A or B and acceptable to JMAC Lending. Minimum coverage: $300,000, $25,000 maximum per incident or minimum coverage as required by then in effect Agency guidelines.