• Loans from over $2.0M to $5.0M

• Full and Alt Doc

• SFR, PUD, Condo, 2-4 units

• Primary Residence only

• 30-year fixed, 5/6 and 7/6 ARM

• Bank Statements and 1099

• 80% LTV to $3.0M, 70% LTV to $5.0M

• Max DTI up to 43%

• FICOs from 620 on Full Doc

• Rental income allowed

• Delayed financing allowed

• U.S. Citizens and Permanent Residents

•  Loans to $3M
•  Primary, Second homes and Investment Properties
•  SFR, PUD, Condo, 2-4 Unit property types
•  Loan amount needs to be $1 higher than conforming loan limits
•  FICOs from 720
•  Max. DTI up to 43%
•  100% of funds to meet reserve can come from retirement accounts
•  Fixed 15- and 30-year and 5/6, 7/6 and 10/6 SOFR ARMs
• U.S. citizens and permanent residents only

• Max DTI to 50%

• Maximum loan amount to $3.5M on Purchase and R/T

• Unlimited cash-out up to 80% LTV

• Stock assets can be use 100% of value to meet reserves

• FICOs from 660

• Follow closely to FNMA or FHLMC guides

• One appraisal required up to $2M

• Appraisal transfer allowed

• 30-Year Fixed

• Living rent free allowed

• Loan amount needs to be $1 higher than conforming limits

•  Loans to $3.0M up to 80% LTV for Purchase
•  Loans to $2.5M for Investment
•  Owner-Occupied, Second Homes and Investment
•  FICOs from 660
•  Non-occupant co-borrower allowed, with restrictions
•  No reserves on loan amounts to $1.0M max. at 80% LTV, subject to DU or LPA
findings
•  Loan amount must be $1 higher than conforming limits
•  Primary and Second Home Cash-out up to $500K; Investment Cash-Out up to $350K
• SFR, PUD and Condos, 2 to 4 units
• Up to 10 financed properties; 15 REOs owned

•  Loans to $2.5M
•  80% LTV to $1.5M
•  FICOS from 680
• 30-year fixed
•  Owner-occupied and second-home transactions
•  2 to 4-units
• Appraisal Transfers Accepted
• Loan Amount must be $1 higher than conforming limits