Government programs.
Find the purchase, refinance or down-payment assistance path for your borrower. Each program has its own guidelines.
- Programs
- 7
- Score from
- 500+
- FHA
- LTV up to
- 110%
- VA IRRRL
- Loans to
- $2M
- VA
7 programs.
- GovernmentFHAPrimary-home financing with flexible down-payment options
- Score
- 500+
- LTV
- 97.75%
- Loan
- County limit
- GovernmentFHA StreamlineRefinance options for existing FHA borrowers
- Score
- 580+
- LTV
- Per FHA calculation
- Loan
- Per FHA calculation
- GovernmentVAFinancing for eligible veterans and service members
- Score
- 580+
- LTV
- 100%
- Loan
- $2M
- GovernmentVA IRRRLRate-reduction refinancing for existing VA borrowers
- Score
- 580+
- LTV
- 110%
- Loan
- $1.5M
- GovernmentUSDAHomes in USDA-eligible locations for income-eligible households
- Score
- 620+
- LTV
- 100%
- Loan
- By income eligibility
- GovernmentUSDA Streamline AssistRefinancing for existing USDA Guaranteed borrowers
- Score
- 620+
- LTV
- Not applicable
- Loan
- Existing balance plus eligible costs
- GovernmentFHA Down Payment AssistanceCover the FHA down payment with a JMAC second, up to 101.5% CLTV
- Score
- 600+
- CLTV
- 101.5%
- Loan
- FHA county limit
Your next borrower. Our next conversation.
Bring us your next Government loan.
Send the scenario, ask JMAC a question, or get set up with your lending team.