One team for your next loan.
Explore programs from government to Non-QM, work with a dedicated account team, and get cited guideline guidance from JMAC Intelligence before you submit.

What you get with JMAC.
Three things partners count on, from the first scenario to closing.
- Programs for more borrowers.Government, agency, jumbo, seconds and Non-QM, each with its limits taken from its current matrix.Explore programs
- People to work it through.Your account executive helps with scenarios and new business. Your account manager and client services team keep the day-to-day moving.Meet your team
- Guidance before you submit.Scenario Desk, part of JMAC Intelligence, gives cited guideline guidance on the questions that come up while you structure a loan.Meet JMAC Intelligence
Run by people who still underwrite.
Christina Pham and Mai Nguyen founded JMAC in 1997 and still underwrite loans themselves. Complex loans get a read from people who know the guidelines from the inside, and that same care has carried JMAC through every market since 1997.
Christina PhamFounder and PresidentFounded JMAC in 1997 and stays close to its lending programs through hands-on underwriting.
Mai NguyenFounder and Executive Vice President, OperationsCo-founded JMAC, leads its operations, and stays involved in day-to-day underwriting.
Dana ReminderDirector of UnderwritingLeads underwriting with a focus on consistent decisions, stronger processes and risk management.
How partners rate JMAC.
From every review on JMAC’s Experience.com profile.
By star rating
- 5 stars
- 92% of reviews
- 4 stars
- 6% of reviews
- 3 stars
- 1% of reviews
- 2 stars
- 1% of reviews
- 1 star
- <1% of reviews
Two ways to work together.
Choose the channel that fits how your company lends.
- For mortgage brokersWholesaleBroker your loans with JMAC, keep your borrower relationships, and price JMAC in the engine you already use.Explore wholesale
- For non-delegated correspondentsCorrespondentClose and fund in your own name, with JMAC underwriting and a team to guide the purchase review.Explore correspondent
Your next borrower. Our next conversation.
Bring us your next loan.
Start with a scenario, ask JMAC a question, or apply to partner with us.
