ITIN loans.
For borrowers who use an Individual Taxpayer Identification Number. Start with the programs that include an ITIN path, then review identification, income and transaction requirements.
- Programs
- 5
- Score from
- No score
- Redondo
- LTV up to
- 85%
- Redondo and Newport Non-Conforming
- Loans to
- $3M
- Redondo
5 programs take it.
Each program’s best score, LTV and loan amount with this documentation, at the tier shown under each. Largest loan first.
| Program | Limits |
|---|---|
| RedondoNewNon-QM | No score score85% LTVloans to $3M85% at 700+ to $1.2M; $3M at 680+ and 70%; No score allows 80% to $1.2M |
| ITINNon-QM | 660+ score80% LTVloans to $1.5M |
| Zuma PrimeNon-QM · Zuma family | 660+ score80% LTVloans to $1.5M80% at 680+ to $1M; $1.5M at 700+ and 80%; 660 allows 75% to $1M |
| Newport Non-ConformingNon-QM · Newport family | 660+ score85% LTVloans to $1M85% at 720+ to $1M; $1M at 720+ and 85%; 660 allows 80% to $1M |
| Newport DSCRDSCR · Newport family | 660+ score80% LTVloans to $1M80% at 700+ to $1M; $1M at 700+ and 80%; 660 allows 70% to $1M |
Figures for this documentation only; a program’s card elsewhere shows its best across every path. One loan may not get all three.
Other ways to qualify.
Your next borrower. Our next conversation.
Bring us your next ITIN loan.
Send the scenario, ask JMAC a question, or get set up with your lending team.