Program guidelines.
The full guidelines for every JMAC program, readable online. Each page shows its current revision.
31 programs
Non-QM
Alternative income, credit & documentation
DSCR
Investment properties & rental income
Seconds
Stand-alone second mortgages
Conventional
Agency & affordable-lending options
Government
FHA, VA, USDA & down-payment assistance
Jumbo
Financing beyond conforming limits