Non-QM programs.
Start with how your borrower qualifies, then explore the programs that support that path.
- Programs
- 9
- Score from
- No score
- Redondo
- LTV up to
- 90%
- Zuma Prime and 2 more
- Loans to
- $5M
- Carmel
How does your borrower qualify?
- Full doc23 programs
- Score
- No score
- LTV
- 100%
- Loan
- $5M
- Bank statement9 programs
- Score
- 620+
- LTV
- 90%
- Loan
- $5M
- P&L only8 programs
- Score
- No score
- LTV
- 85%
- Loan
- $3.5M
- WVOE only6 programs
- Score
- No score
- LTV
- 85%
- Loan
- $3.5M
- Assets7 programs
- Score
- No score
- LTV
- 85%
- Loan
- $3.5M
- DSCR4 programs
- Score
- 620+
- LTV
- 80%
- Loan
- $3.5M
- ITIN5 programs
- Score
- No score
- LTV
- 85%
- Loan
- $3M
- Credit event2 programs
- Score
- No score
- LTV
- 90%
- Loan
- $3M
9 programs.
- Non-QM · Zuma familyZuma PrimeFull documentation and alternative income paths
- Score
- 620+
- LTV
- 90%
- Loan
- $4M
- Non-QM · Zuma familyZuma GoldBank statements, 1099 and P&L options
- Score
- 620+
- LTV
- 85%
- Loan
- $3M
- Non-QM · Zuma familyZuma SilverAnother path for full and alternative documentation
- Score
- 660+
- LTV
- 90%
- Loan
- $3.5M
- Non-QM · Newport familyNewport Non-ConformingFull and alternative income documentation
- Score
- 620+
- LTV
- 90%
- Loan
- $3M
- Non-QMITINA dedicated path for ITIN borrowers
- Score
- 660+
- LTV
- 80%
- Loan
- $1.5M
- Non-QMBalboaIncome, asset and distinctive-property options
- Score
- 660+
- LTV
- 85%
- Loan
- $3M
- Non-QMLimited DocsWVOE, P&L and asset-utilization paths
- Score
- 660+
- LTV
- 80%
- Loan
- $3M
- Non-QMRedondoNewCondo flexibility, credit and asset qualification
- Score
- No score
- LTV
- 85%
- Loan
- $3M
- Non-QMCarmelLarger Non-Conforming loans for primary homes
- Score
- 620+
- LTV
- 80%
- Loan
- $5M
Qualifying on the property’s rental income? See the DSCR programs
Your next borrower. Our next conversation.
Bring us your next Non-QM loan.
Send the scenario, ask JMAC a question, or get set up with your lending team.