JMAC's AI for mortgage professionals.
JMAC Intelligence is our family of AI tools for brokers and loan officers: Ask JMAC for quick answers about programs, guidelines and working with JMAC, and Scenario Analyzer when you need a full scenario worked through.
Two tools, one family.
Start with a quick question. Bring a whole scenario when it needs more.
- On this site · Sign in for higher limitsAsk JMACQuick answers about JMAC programs and guidelines, side-by-side comparisons, and help with JMAC Connect steps (sign in for the full guides).Try: “Does Venice DSCR allow short-term rentals?”What Ask JMAC can do
- In Ask JMAC · Partners and verified usersScenario AnalyzerA full scenario, checked against JMAC guidelines and the agency guides, with the passages it used.Try: “ITIN borrower buying a short-term rental, 720 FICO, $450K loan. Which DSCR program fits?”How Scenario Analyzer works
Quick answer or full analysis.
Pick the tool by the question.
| Ask JMAC On this site | Scenario Analyzer In Ask JMAC, signed in | |
|---|---|---|
| Use it for | A quick question about a program, a rule or working with JMAC | A whole scenario, before you submit |
| Time | Usually under 20 seconds | Usually one to two minutes |
| Sources | Names the JMAC program and links its guideline page | Cites the agency guides by section and names the JMAC guideline or matrix, with the passages |
| Sign-in | Not needed to start. Sign in for higher limits and the full help-center steps | Sign in on this site as a partner or verified user |
Neither tool quotes rates. For pricing, use the Quick Pricer.
Before you rely on an answer.
The same three habits for both tools.
- Check the source.Open the guideline, page or passage behind an answer and read how it applies to your loan.
- Treat it as AI guidance.It isn't an approval or a commitment to lend. JMAC underwriting decides eligibility on the documented loan.
- Describe the loan, not the borrower.Share loan facts like score, LTV and property type, and please leave out borrower names, addresses, Social Security numbers and loan or account numbers. Chats are saved and processed by JMAC and our AI providers. See our Privacy Policy.
Questions brokers ask.
What is JMAC Intelligence?
The name for JMAC's family of AI-assisted tools. Today that's Ask JMAC and Scenario Analyzer.
I used Scenario Desk AI. Where is it now?
It's Scenario Analyzer now, and you'll find it in Ask JMAC when you're signed in. Partners who already use jmaclending.ai can keep using it there.
Who can use Scenario Analyzer?
JMAC partners and verified users (mortgage professionals whose account on this site we have verified). Sign in on this site and use it from Ask JMAC.
Can I share an answer with my borrower?
Use it to prepare the loan. Don't present it to a borrower as an approval, an eligibility decision or a rate quote.
Your next borrower. Our next conversation.
Start with a question.
Ask JMAC needs no sign-in to start, and signing in raises your limits. Scenario Analyzer is for signed-in partners and verified users.