Getting started with JMAC.

For licensed loan officers new to JMAC. Run your first scenario today while your company gets approved.

Run your scenario today. Get approved quickly.

The tools don’t wait for your company’s approval, and the application doesn’t wait for your first scenario. Start whichever fits your deal, or both.

Start here · No approval needed

Ask JMAC
Ask about programs or describe your deal to see which ones fit.
Check it in the Quick Pricer
Enter your scenario. In seconds, see which programs fit and the guideline behind each near miss. It covers agency, FHA, VA, USDA, Non-QM, DSCR, jumbo and closed-end second loans.
Check a scenario
Sign up for rates
About a minute: your work email, a 6-digit code and a few details. It shows rates and prices, opens Scenario Analyzer and every program’s full guidelines and gives you more Ask JMAC. If we need to confirm your account first, that usually takes less than one business day.
Sign up
Run the Scenario Analyzer
AI checks your whole scenario against every program’s guidelines. For a second look, email a JMAC person directly from the answer.
Guidance only, not an approval.
Analyze a full scenario

Start today · Company approval

Start the application today if you have a deal to send us.

Start the broker application
Your owner or Broker of Record completes it. It begins with your company and NMLS details, and we email you the full application.
Start your broker application
2
Client Approval reviews it
Approval typically takes 2 business days once Client Approval has your documents. Have these ready:
- Company and loan officer licensing
- Resumes for owners and managers
- Your quality control plan
- Lender references
- A background check and soft credit pull on the owners
Sign the broker agreement
Once it’s signed, we set up your team’s JMAC Connect logins.

Questions about your application? Client Approval: clientapproval@jmaclending.com or (949) 390-2638

Both tracks end here

Once your company is approved, your account executive helps you send the first one.

Ask JMAC any time, or talk with an account executive about your first deal.