Fannie Mae Conforming guidelines

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What's inside

The full Fannie Mae Conforming guidelines, 9 parts and 50 topics, searchable by topic. Sign in to open any of them.

  • Matrices2 topicsFixed Rate (Purchase & Rate/Term Refinances), ARM Rate (Purchase & Rate/Term Refinances)
  • Program and products9 topicsATR and QM, High Cost, HPML, Maximum Loan Amount
  • Borrowers and property3 topicsEligible Borrowers, Property Types, Ineligible Properties
  • Credit and income4 topicsCredit, Non-Traditional Credit, Employment Offers and Contracts, Income Verification
  • Buydowns, funds and assets3 topicsTemporary Interest Rate Buydown, Down Payments, Reserves & Source of Funds, Assets
  • Transactions and financed properties8 topicsCash Out Transaction, Student Loan, Student Loan Cash-Out Refinance, Multiple Financed Properties
  • Condos and appraisal7 topicsLimited Review for Condos, Conversion of Principal Residence to Investment Property, Transferred Appraisal, Property Inspection Waiver
  • Financing and title9 topicsNon-Arm’s Length Transactions, HERO/PACE Loans, Community Seconds, Subordinating Financing
  • Mortgage insurance and closing5 topicsMortgage Insurance, Escrow Holdbacks, Third Party Originator, Maximum Exposure from One Borrower Sold to JMAC

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