FHA guidelines
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What's inside
The full FHA guidelines, 7 parts and 78 topics, searchable by topic. Sign in to open any of them.
- Matrices1 topicsEligibility Matrix
- General Eligibility18 topicsATR and QM, High Cost, Eligible Borrowers, Ineligible Borrowers
- Credit23 topicsAll Seasoning requirements are measured to the case number assignment of the new loan., Social Security #, Credit Report, Credit History
- Income & Assets15 topicsIncome, Self-Employment, Proposed/Future Income, Non-Taxable Income
- Collateral11 topicsEligible Properties, Spot Condo Approval, Ineligible Properties, Land Subsidence
- Transaction Specific8 topicsPurchases, All Refinances, Rate/Term, Cash Out
- Applies to Manual Underwriting2 topicsApplies to all mortgages except: Streamline refinance and simple refinance mortgages used to refinance a previous FHA endorsed Mortgage on or before May 31, 2009, Annual Mortgage Insurance Premium (MIP) Chart
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