Freddie Mac Conforming guidelines

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What's inside

The full Freddie Mac Conforming guidelines, 9 parts and 56 topics, searchable by topic. Sign in to open any of them.

  • Matrices2 topicsPURCHASE & RATE/TERM REFINANCE Fixed and ARMS, CASH-OUT Fixed and ARMS
  • Program and products11 topicsATR and QM, High Cost, HPML, Minimum Loan Amount
  • Occupancy, borrowers and credit3 topicsOccupancy, Eligible Borrowers, Credit
  • Property and condos4 topicsADU (Accessory Dwelling Units), Limited Review for Condos, Property Types, Ineligible Properties
  • Visas, income and documentation5 topicsAcceptable Visa Types, Income Verification, Income Documentation, Non-Traditional Credit
  • Funds, assets and buydowns5 topicsDown Payments, Reserves & Source of Funds, Temporary Interest Rate Buydown, Down Payments, Reserves & Source of Funds, Financing Concessions
  • Transactions and financed properties9 topicsCash Out Transaction, Student Loan, Rental Income, Multiple Financed Properties
  • Appraisal5 topicsTransferred Appraisal, Appraisal Waiver, ACE + Property Data (PDR), Desktop Appraisal
  • Financing, title and closing12 topicsNon-Arm’s Length Transactions, HERO/PACE Loans, Mortgage Insurance, Power of Attorney

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