HomeOne guidelines
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What's inside
The full HomeOne guidelines, 7 parts and 35 topics, searchable by topic. Sign in to open any of them.
- Matrices3 topicsOverview, (Purchase and Rate/Term Refinance) – Freddie Mac LPA, (Purchase Only) – Freddie Mac LPA
- Program and products11 topicsATR and QM, High Cost, HPML, Products/Terms
- Occupancy, contributions and reserves3 topicsOccupancy, Min Borrower Contributions, Reserves
- Borrowers, property and ratios4 topicsEligible Borrowers, Property Types, Acceptable Visa Types, Qualifying Ratios
- Credit, income and assets3 topicsCredit, Employment Offers and Contracts, Assets
- Transactions and financed properties7 topicsCash Out Transaction, Student Loan, Maximum Number of Financed Properties, Recently Listed Properties
- Seconds, title and education4 topicsLand Trust and Community Land Trust, Home Buyer Education, Affordable Seconds (Please refer to Chapter 4204.2 of FHLMC guidelines for a complete list of guidelines), Subject –New Subordinating Financing (Non-Affordable Seconds)
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