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HomeReady guidelines

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The full HomeReady guidelines, 8 parts and 44 topics, searchable by topic. Sign in to open any of them.

  • Matrices1 topics(Purchase & Rate/Term Refinances) – Fannie Mae DU
  • Program and products11 topicsATR and QM, High Cost, HPML, ARM Information
  • Occupancy, contributions and reserves3 topicsOccupancy, Minimum Borrower Contributions, Reserves
  • Borrowers and property4 topicsEligible Borrowers, Qualifying Ratios, Property Types, Ineligible Properties
  • Visas, credit and assets7 topicsAcceptable Visa Types, Credit, Borrower Income Eligibility Limit, Interested Party Contributions
  • Non-occupant and household income5 topicsNon-Occupant Borrowers, Non-Borrower Household Income Requirements, Difference between a Non-occupant borrower and a Non-Borrower Household Member?, Rental Income
  • Transactions and financed properties7 topicsCash Out Transaction, Student Loan, Two to Four Unit Condo Project, Maximum Number of Financed Properties
  • Education, seconds and title6 topicsLandlord Education, Community Seconds, Land & Community Land Trust, Home Buyer Education

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