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USDA guidelines

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The full USDA guidelines, 7 parts and 75 topics, searchable by topic. Sign in to open any of them.

  • Matrices1 topicsConforming and High Balance
  • General Eligibility19 topicsEligible Borrowers, Ineligible Borrowers, Eligibility, Ineligible
  • Credit21 topicsSocial Security #, Credit Report, Credit History, Validating the Credit Score
  • Income and Assets13 topicsIncome, Self-Employment, Non-Taxable Income, Verification of Employment
  • Collateral12 topicsEligible Properties, Ineligible Properties, Land Subsidence, Lava Zones
  • Transaction Specific6 topicsPurchases, All Refinances, Rate/Term (Non- Streamline), Streamline Refinance
  • Rural Development (USDA) Approved Compensating Factors Chart3 topicsMax Qualifying Ratios, Purchase 34%/44%, Refinance 34%/44%

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