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VA guidelines

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What's inside

The full VA guidelines, 7 parts and 79 topics, searchable by topic. Sign in to open any of them.

  • Matrices4 topicsPurchase, CONFORMING & HIGH BALANCE, Cash Out Refinance, CONFORMING & HIGH BALANCE
  • General Eligibility17 topicsATR and QM, High Cost, Eligible Borrowers, Ineligible
  • Credit20 topicsSocial Security #, Credit Report, Credit History, Extenuating Circumstances
  • Income & Assets17 topicsIncome, Self-Employment, Verification of Employment, Rental Income
  • Collateral9 topicsEligible Properties, Ineligible Properties, Land Subsidence, Hazard Insurance
  • Transaction Specific7 topicsPurchases, All Refinances, Cash Out, Calculating CLTV
  • Other VA Home Loan Types5 topicsLoan Type, Interest Rate Reduction Refinance Loan (IRRRLs), Manufactured Home Loans (not permanently affixed), Loan Assumptions

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