Zuma Prime guidelines

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The full Zuma Prime guidelines, 11 parts and 87 topics, searchable by topic. Sign in to open any of them.

• Matrices7 topicsZUMA PRIME (Primary Residence – Full and Alt Doc Qualifications), ZUMA PRIME (Second Home / Investment – Full and Alt Doc Qualifications), ZUMA PRIME MATRIX OVERLAYS AND GUIDELINE SUMMARY, Housing History
• Program and products10 topicsRegulatory Compliance, Eligible Products, Interest Only Restrictions, Automated Underwriting System (AUS)
• Appraisal and property10 topicsAppraisal, Appraisal Review Products (Lender to order), Minimum Sq. Footage, Appraisal Transfers
• Condominiums8 topicsCondominiums, Project Condition – Critical Repairs, Special Assessments, Inspection Reports
• Insurance, ADUs and outbuildings6 topicsCondo Master Property Insurance, Property Insurance, Flood Insurance, Deductible
• Transactions5 topicsPurchase, Rate & Term Refinance, Cash-Out, Delayed Financing
• Borrowers6 topicsResidency, Non-Occupant Co-Borrower, Non-Permanent Resident Alien, ITIN
• Credit9 topicsHousing History, Credit History, Charge-Offs / Collections, Judgements / Liens
• Assets, reserves and DTI8 topicsReserves, Gift Funds, Contingent Liability on Cosigned Obligations, Court-Ordered Assignment of Debt
• Income10 topicsWage Earners, Self-Employed Full Doc, Self-Employed VVOE, Rental Income (Full Documentation)
• Vesting, closing and other requirements8 topicsVesting in Limited Liability Companies, Partnerships, Corporations, and S Corporations (each, an “Entity”), Payoffs at Closing, State Restrictions, HERO/PACE