Zuma Silver guidelines

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The full Zuma Silver guidelines, 11 parts and 92 topics, searchable by topic. Sign in to open any of them.

• Matrices5 topicsZUMA SILVER (Primary Residence – Full and Alt Doc Qualifications), ZUMA SILVER (Second Home / Investment – Full and Alt Doc Qualifications), MATRIX OVERLAYS AND GUIDELINE SUMMARY, Housing History
• Program and products9 topicsRegulatory Compliance, Eligible Products, Interest Only Restrictions, Automated Underwriting System (AUS)
• Appraisal and property11 topicsAppraisal, Appraisal Review Products (Lender to order), Minimum Sq. Footage, Appraisal Transfers
• Condominiums9 topicsCondominiums, Florida Condominium Project overlays, Restrictions to Non-Warrantable Condominium Projects, Project Condition – Critical Repairs
• Insurance, ADUs and outbuildings6 topicsCondo Master Property Insurance, Property Insurance, Flood Insurance, Deductible
• Transactions6 topicsPurchase, Rate & Term Refinance, Cash-Out, Delayed Financing
• Borrowers5 topicsResidency, Non-Occupant Co-Borrower, Non-Permanent Resident Alien, First Time Home Buyer (FTHB)
• Credit10 topicsHousing History, Credit History, Charge-Offs / Collections, Judgements / Liens
• Assets, reserves and DTI8 topicsReserves, Gift Funds, Consumer Credit, Contingent Liability on Cosigned Obligations
• Income10 topicsWage Earners, Self-Employed Full Doc, Self-Employed VVOE, Rental Income (Full Documentation)
• Vesting, closing and other requirements13 topicsVesting in Limited Liability Companies, Partnerships, Corporations, and S Corporations (each, an “Entity”), Payoffs at Closing, State Restrictions, HERO/PACE