High-Balance programs.
For eligible high-cost markets above the standard conforming limit. Compare the agency paths with the county, unit count and transaction in view.
Each card shows the program’s best score, LTV and loan amount; one loan may not get all three.
3 programs, each with its own matrix.
- ConventionalFannie Mae ConformingDU with JMAC’s Fannie Mae high-balance property and leverage overlays.
- Score
- Per AUS
- LTV
- 97%
- Loan
- $2,438,025
- ConventionalFreddie Mac ConformingLPA with a separate set of high-balance unit-count limits.
- Score
- Per AUS
- LTV
- 95%
- Loan
- $2,438,025
- Jumbo programsCompare named jumbo programs when the loan amount or structure points beyond an agency path.
Questions brokers ask.
Does a standard-conforming LTV carry over?
Not necessarily. The supplied Fannie Mae and Freddie Mac matrices have different high-balance limits, particularly for multi-unit properties.
What information should I confirm first?
Confirm the property’s county, unit count and applicable agency loan limit. Then review occupancy, income, credit and the underwriting findings for the proposed transaction.
Your next borrower. Our next conversation.
Bring us your next High-Balance loan.
Send the scenario, ask JMAC a question, or get set up with your lending team.