FHA Loan Products
Fast, affordable FHA loans for purchase and cash-out. Ideal for first-time borrowers.
FICOs from 500-578 for Purchase and R/T up to 90% LTV
FHA PURCHASE, RATE/TERM AND CASH-OUT
Low 3.5% down payment - all can be from gift funds
FICOs from 500 for Purchase and Rate/Term to 90%
FICOs from 580 for Purchase to 96.5%
FICOs from 580 for Rate/Term to 97.75%
FICOs from 580 for Cash-Out
DTI subject to AUS findings
DACA eligible borrowers
1 to 4 units
Ideal for first-time homebuyers
Manufactured Homes
Manual underwriting
FHA Streamline
FICOs from 580
Flexible credit and underwriting guidelines
Mortgage only credit report accepted
May not need to document funds to close
Variable loan terms down to 240 can help meet NTB test
No appraisal requirement
No income verification
Manufactured Homes